A&M Excess & Umbrella Program
If a risk doesnt qualify for RLI, try Anderson & Murison's Primary and Excess Umbrella Liability insurance.
Limits up to $10 million available
Ideal for risks that have drivers with multiple violations/accidents
Will consider high profile personalities such as elected officials, athletes, media personalities & entertainers
Will consider risks with prior liability losses exceeding $25,000
Drivers over age 75 acceptable with two violations
Drivers under age 22 can have minor violations
Driver exclusion endorsement available for drivers with unacceptable driving records
Written on A rated Scottsdale paper
Target Market & Eligiblity
Clients with substantial assets, or high current and future income need high limits of liability protection. Homeowners and Automobile Liability policies are often inadequate in providing necessary protection against catastrophic liability claims.
The Anderson & Murison Personal Excess Policy (A&M PEP) is a stand-alone personal umbrella policy that has been designed to meet the diverse needs of your insureds. Scottsdale is an admitted carrier and is "A" rated by A.M. Best. Anderson & Murison, Inc. represents Scottsdale as the national administrator of the Personal Excess Policy. A&M has underwriting and policy issuance authority and as such, is your connection to both the primary Personal Excess Policy and the excess Personal Umbrella Policy.
Ineligible Risks
Primary Personal Umbrella Policy
$1, $2, $3 $4, $5 and $10 million in liability coverage
- Up to $5 million in coverage is available
Insureds with up to 4 moving violations are acceptable
Insureds with one DUI or other major violation are acceptable
Driver exclusions are available
- UM/UIM coverage up to $1 million is available
Motorcycles, ATVs, snowmobiles & personal watercraft okay
Residential farms are usually acceptable
Coverage for vacant land, apartment units & rental units
Entertainment, sports & political personalities are acceptable with special rating
Worldwide Coverage
Excess Personal Umbrella Policy
Use this policy in combination with the primary umbrella policy to provide very high limits of coverage for very low premiums!
$1, $2, $3 $4, $5 million limits in excess of underlying umbrella
Entertainment, sports & political personalities are acceptable with special rating
Worldwide Coverage
Questions? Contact Anderson & Murison at 800-234-6977 ext 260 or personalumbrella@amqts.com.
